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Clover® Capital

Trouble Getting Investment Capital?

With the recent credit crunch, it may be tough for your business to get investment capital through traditional small business loans. First Data’s Clover® Capital program is the solution. We only require a single page application, need minimal documentation, and charge no application fees. You can even pre-qualify yourself online.  

Learn more about Clover® Capital

Get the working capital your business needs, quickly and easily.

With Clover® Capital from First Data, you can use your future sales to grow your business today. With a single page application and minimal documentation, you can get the cash you need to fund almost any business need.  


What Could Use Your clover® capital For?

  • Renovate
  • Expand
  • Develop a website
  • Working capital
  • Replenish inventory
  • Upgrade equipment
  • Advertise or run promotions
  • Pay off other outstanding debt


Quick approval

Quick approval

Quick approval

Apply faster than you would for traditional loans. Approvals typically take 1-2 business days.

Fast funding

Quick approval

Quick approval

Once you’re approved, you’ll see your working capital in your bank account in just 2-3 business days.

Easy payback

Quick approval

Easy payback

Clover® Capital is based on your future sales, so repayment is worry-free. You pay more when your sales are strong; less if sales slow down.


How Does It Work?

We qualify your business for an advance amount based on your average monthly Visa®/MasterCard® processing. Rather than make set payments on a monthly basis, you agree to have a small percentage of your daily credit card sales withheld to repay the cash advance. This percentage is automatically taken from your daily credit card processing settlements with Ignite Payments.  


Key Advantages 

  • Simple one page application with no fees 
  • Receive funds in as little as 3-5 days 
  • No fixed term or monthly payment 
  • Repay the advance as your business grows 
  • Opportunity to renew your cash advance for additional investment capital 


First Data’s Clover® Capital program makes it easy to invest in your business using the money you’re already making!


Quick and convenient

Freedom and flexibility

Freedom and flexibility

Clover Capital is a fast, convenient merchant cash advance, repaid through a fixed percentage of your future credit card sales.

Freedom and flexibility

Freedom and flexibility

Freedom and flexibility

Use Capital for the things you need, from renovations to marketing campaigns.

Simple to qualify

Simple to qualify

Simple to qualify

You must be in business for six months or longer and process a minimum monthly volume of $1,000 in Visa & MasterCard transactions. Additional credit qualifications apply.

Easy payments

Simple to qualify

Simple to qualify

Payments are deducted daily from your MasterCard and Visa credit card sales deposits or Interac® debit card deposits. Repay at the pace of your sales—pay more when your sales go up, less when they’re low.


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Copyright © 2025 Ignite Payments Complete Credit Care - The Clover name and logo are registered trademarks owned by Clover Network, LLC. These registered trademarks are also utilized by Fiserv Canada Ltd. Mitch Clarke & CCC Services operates as an Agent of Fiserv Canada Ltd. All trademarks, service marks, and brand names mentioned in this document are the exclusive property of their respective owners. Copyright ©️2025

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